If there is one message that we’ve all received, it is the importance of a good credit score. Sometimes, though, life throws a financial curveball and your score declines. What steps can you take to repair it? Reduce your credit utilization ratio. Your credit utilization ratio (CUR) is the …
“Safe Harbors” Can Be Risky Business
Whenever investors are spooked by turbulent times, dollars tend to flow out of the stock market, and into “safe harbor” investments such as bonds, bond funds, CDs, money markets, or even cash. For example, while the S&P 500 was up nearly 25% for the year as of mid-November, an October 2019 …
Inventorying Your Possessions
It’s great to have insurance against damage and loss, but if you can’t show proof of your possessions, it may result in a protracted settlement process with your insurance company and an unsatisfactory result. Minimize the headache and heartache of a loss by creating an inventory of your …
