You’re 65 and just received your Medicare card. You have an aching tooth and need to have the cavity filled. As luck would have it, your dentist can see you today. Dental care for seniors is always covered under Medicare, right? Wrong. Medicare doesn’t cover every expense. In fact, most …
What are Qualified Charitable Distributions?
A Qualified Charitable Distribution (QCD) is a direct transfer from your IRA custodian, payable to a qualified charity. If you meet certain rules, a QCD can be counted toward satisfying your required minimum distribution (RMD). Normally when you withdraw your RMD from an IRA, the total amount of …
Pay More Attention to Your Employee Benefits
It’s your first day on the job and you’re handed a large packet of information about your employee benefits. You have two weeks to enroll. You are shuffled into the conference room for orientation with your new project team. The employee benefits information gets buried under reports and flow charts …
